Is Money Saving as a single man easy? No way! We live in a world where the social structure for most men underlines wasting money. Wait, there’s nothing impossible, so there are many ways of saving money that single people can choose that couples and families can’t. If belief a study held by Experian and published in the USA Today, the average debt pressure of people aged 22-29 is $16,121! That’s too much and more than sufficient to put an obstacle to a young man’s quality of life. Check out the tips that can help you save some money.
One of the biggest fixed costs of living is housing. Before you set up a career, please, do not take on a mortgage. There are two better options for young, single men: whether to live with family or to share a room with friends. Even in urban areas with otherwise high rents, it’s possible to share rooms or houses with benefits. Rents in New York City, for instance, can range from approximately $1,000 per month in select neighborhoods in the outer areas to $4,000 per month and above in richer neighborhoods. Dividing those apartments between two or three people can save thousands of dollars per year. Living at home, of course, can save a young man well over $10,000 per year even if spends some bucks on food and utilities.
Less Personal Expenses
Think of decreasing monthly personal expenses, such as phone bills, cable bills, and Internet bills. Instead of using an unlimited phone plan, you can save considerable amounts of money – at least $100 per month depending on how often you use those services – by switching to a prepaid plan and forgoing data services. You can cancel your cable television subscription and either find new hobbies or rent DVDs of television shows, later on, saving you anywhere between $30 to $50 per month. If you live with roommates or at home, you can share a broadband Internet connection, cutting monthly bills to $20 or less.
Learn to cook and eat at home. Meals outside usually cost at least $10-12. Most prepared meals cost hardly $5, moreover, you can save even more money if you buy the raw ingredients and prepare them yourself. It’s also wise to stop wasting money at bars and other similar venues. Alcoholic drinks usually cost several times more when served at a bar or restaurant. For example, you can buy a six-pack of high-quality domestic beer for $12. And at a bar, you’ll buy a bottle for $5 to $6. So, it’s high time to think of staying home for entertainment!
Paying down debt as quickly as possible and paying off credit cards in full every month decreases the amount of money that you need to spend on interest payments. Debts grow up quickly. Student loans in particular can eat away at your ability to save. Paying those off more quickly than required can cut down on your stress level and improve your budget flexibility.
If She Earns More Than You
Many guys whose Earns are less than their female partners’ ones feel that it’s not okay. They harass themselves with negative thoughts concerning the breadwinner status in their couple. Is that right? Or men can relax as we’re living in a changing world? Find out some tips to analyze this aspect of a couple’s life.
Nowadays women earn good money. They earn very good money, in many cases more than men. Some couples feel the negative impact of this situation. There are female breadwinners who do not care about the number of their incomes in comparison with their male ones. But there are men who are too bothered about it and nag and pester both themselves and their female partners. It’s high time to understand that we’re living in the world of equality: economic, social, right, status, and whatnot. The tips to get over this problem are given below.
It’s silly to get too bothered on this.
We live in a world where two in a family should bring money home in order to keep a family in a good financial state. Even if you don’t pamper in every toy and luxury out there, necessities like housekeeping things and near-necessities like school for the children are much more expensive than they were in the times when you went to school. You should be just glad the money’s coming in, but not be embarrassed over who in your couple is earning more.
Who are those who are trying to shame you on this?
The kind of people who try to shame males about earning less than their wives and girlfriends are the sort of people who need a laugh track to know when something’s funny. They are just ignorant and can’t think for themselves and borrow the ideas generated by others. Just don’t pay attention to their stupid comments as they are not the opinion-holders you should be concerned about.
The idea that men should support women was unfair to women too
Some dozens of years ago women had to rely on men regarding financial matters. Still, let’s not forget about the fact that not all the men were able to keep employed. Moreover, sometimes men were not very willing to work outside, but women had no chance to get employed as they were women. This old system was an injustice to everybody. So relax and be glad times have changed.
You have a fear that your female partner is going to use the income to control you
So, this is the fear of reasonable concern. If your wife or girlfriend is using her higher salary to manipulate you or impose her points of view, that’s not okay and you should talk the matter over with her. But if you’re just experiencing a common feeling that she could do those things due to the fact that she’s earning more than you, then you need to revise your ideas about how things work. If she does love you, she wouldn’t emphasize the financial matter. Still, one day while having argue about this or that she can hurt you by accident having mentioned it. So, try to get a more-paid job.
Sick-leave worth 10 Billion
Apple had an almost $ 10 billion reduction in its value in just 4 minutes. The stock had been sailing along near its all-time high of $360 a share on Wall Street on Thursday lunchtime when it suddenly fell to around $350.
Market analysts are blaming unsubstantiated rumors about Apple founder Steve Jobs being in hospital. The mini-collapse shaved $9.9billion from Apple’s value before the stock began to rebound.
Nobody actually knows where the hospital rumor started, but Jobs was reported to be seen at Apple’s HQ in Cupertino in recent days looking healthy.
The analysts say there might be more reasons lying behind the loss, not saying anything specific. Andy Zaky says that smaller-than-expected lines for iPhones being sold by U.S. company Verizon can be put forward as a possible reason for the sell-off and the flash plunge.
Top 5: Skills in-demand
Not every degree program can help you to earn much money. So, some discussions are dedicated to the sense of getting higher education for Skills. If considering it as an investment, then the least lucrative graduate degrees are Music, Social Work, and Anthropology. However, higher education serves not only the purpose of giving concrete knowledge in a definite field. It also provides a person with some very useful skills which he would hardly get from any other “source”. Thus, many undergrads whose major was philosophy, successfully get into Law Graduate Programs as they have already developed very valuable skills during studying philosophy. So, no matter what is your specialty, learn which of the skills are in demand nowadays.
Skill #1 Social Media
Social media specialists are in great demand in spite of the fact that the field of Social Media is young. It’s not enough to have an account on Facebook or Twitter. You should learn about promoting a good or service via social networks. Initially, you can begin with your own personality. Try to become a social network “celebrity”. In order to do this, update your page every day. Make yourself interesting to read, comment on your “friends” and “followers” and use the available techniques (filling your “space” with photo, video, or audio materials) for making your profile visually attractive. Moreover, this will open more opportunities for being found by an “aspiring” employee.
Skill #2 Business analysis
Every company conducts business analysis in order to improve its work and thus gain more money. Maybe your major wasn’t connected with the business field. However being a student at university, you were supposed to make an analysis. Whether it was an analysis of writers’ works or trends in contemporary art, you already know how to use this “skill“. So, if you think you are good at it, learn business basics and try to apply your skills to the business realm.
Skill #3 Presentation
Maybe you have already become aware of the importance of presenting skills. It is very handy not only while having business negotiations but even on a personal scale. Thus, self-presenting is extremely important as you are passing the interview with an employee. So, eloquence is what you really need since you want to urge someone in any sphere of your life. Train yourself and you will succeed. By the way, if you don’t have volunteers for listening to you, you can give your speeches to your pet, for example.
Skill #4 Innovation and creativity
The success of individuals depends also on the innovation they create. Maybe you have noticed that recruiters demand the candidate being creative. The innovations trigger development and improvement. So, for instance, while pondering over some problem you are supposed to solve, try to abandon your prejudices and stereotypes about a subject and find a more creative way. Do it as often as you can.
Why do employees seek after people who are leaders in their nature? Leaders are active and they can share their enthusiasm with their colleagues. They are people who can control the processes and influence others. I bet you had the experience of being a leader in your life. Maybe you had your own college band or you are a leader among your friends. Thus, you know the difference between the feeling when you are leading and when you are led by someone else. Which alternative do you prefer? If the first, then concentrate on whatever you do and try to reveal your latent abilities.
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